Smart Solutions For
* Insurance * Loans * Investments

Best Premiums

Lowest ROI

High Returns

Health

Health Insurance

Maternity Plans

Employee Health

Motor

Car
Insurance

Two wheeler Insurance

Commercial Vehicle

Term

Term Insurance
(Free of Cost)

Term + ULIP

Term for Housewives

Life

Pension Plans

Child
Plans

Guaranteed Return Plans

Others

Indemnity for Doctors, CAs

Home
Insurance

Travel
Insurance

Marine
Insurance

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Loan

Home

Home Loan

Plot Loan

Balance Transfer

Vehicle

Car Loan

Commercial Vehicle Loan

Used Vehicle Loan

Business

Business Loan

Overdraft Facility

Loans for Traders

Personal

Personal Loan

Pension Loan

Debt Consolidation

Other

Education Loan

Loan against Mutual Funds

Gold Loan

Medical Emergency Loan

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Why Always Choose Wealth & Covers

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Get Control of Your Financial Products Anywhere, Anytime.

  • View and manage your Financial Products
  • Track your policy
  • Online support
  • Renewal reminder

What our customers have to say

Our Testimonial

Praveen Kaushal - Delhi

Ive had an excellent experience with this health insurance provider. The customer service is outstanding, always quick to respond and very helpful. Claims are processed fast, and Ive had no issues getting the care I need. I feel confident knowing Im covered, and the whole process has been straightforward. Highly recommend

Vishal Anjani-Delhi

We are happy with all services of Wealth and Covers.

Ashraf Hussain - Delhi

Excellent services provides by Wealth and Covers.Completely satisfied..

Neeraj Saroop - Delhi

I am highly satisfied with the service given by the Wealth and Covers.whenever i need help care insurance always supports me .. thanks 

Frequently Asked Questions

We offer a range of insurance products, including life insurance, health insurance, auto insurance, home insurance, and business insurance. Explore each category to find the right plan for you.
You can get a free quote by visiting the respective insurance page on our website and filling out a short form with some basic details about your coverage needs.
Insurance premiums are influenced by several factors, including your age, health condition, the level of coverage, the type of insurance, and your claims history.
To file a claim, log into your account, go to the "Claims" section, and submit the required information. You can also contact our claims department for further assistance.
Yes, we offer flexible insurance policies that can be customized based on your needs. You can choose from different coverage options and add riders to enhance your protection.
If you miss a payment, we will send you a reminder. You may have a grace period to make the payment. If payment is not received within the grace period, your policy may lapse. Please contact us for assistance.
To cancel your policy, contact our customer service team, and we will guide you through the cancellation process. Be aware that there might be cancellation fees, depending on the terms of your policy.
Yes, we provide coverage options for individuals with higher-risk factors. Contact us to speak with an advisor who can help you find the right policy.

We offer various loan products, including personal loans, home loans, auto loans, student loans, and small business loans.

You can apply for a loan by filling out an online application on our website. After submitting your details, we’ll assess your application and get back to you with a decision.

Credit score requirements vary by loan type. Typically, a score of 650 or higher is needed for personal loans, but higher scores may be required for larger loans such as mortgages.
The required documents depend on the type of loan you’re applying for, but typically include proof of identity, income, employment, and address.
Loan approval times vary based on the type of loan. Personal loans may take a few hours to a couple of days, while mortgages or business loans may take a week or more.
Yes, you can pay off your loan early without penalty in most cases. However, some loans may have early repayment fees—check your loan agreement for details.
Interest rates vary based on the type of loan, your creditworthiness, and current market conditions. You can check our website for current rates or contact us for a personalized quote.
Yes, refinancing options are available. Contact our loan experts to explore refinancing options that may offer lower interest rates or better terms.

We offer a wide variety of investment options, including stocks, bonds, mutual funds, ETFs, and retirement accounts such as IRAs and 401(k) plans.

To get started, create an account on our website, complete your investor profile, and choose from our recommended investment plans or customize your own.

The minimum investment amount depends on the specific product or service you choose. Some investment options have no minimum, while others may require an initial deposit.
The right investment depends on your financial goals, risk tolerance, and investment horizon. We provide risk assessment tools and offer consultations with financial advisors to guide you.
Investing involves risk, including the loss of principal. We recommend diversifying your investments and considering your financial situation and risk tolerance before making decisions.
Most investments allow for withdrawals, but some may have penalties or restrictions, especially if they are in tax-advantaged accounts. Review the terms and conditions for each investment type.
Investment returns are typically subject to capital gains tax, but tax treatment varies based on the type of investment and India’s tax laws. Consult a tax advisor for specific guidance.
Active investing involves selecting individual stocks or assets and actively managing your portfolio, while passive investing typically involves buying index funds or ETFs that track market indexes.

Still Have a Query?
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At Wealth and Covers, we are committed to providing you with exceptional service and support. If you have any questions or need assistance, we're here to help!