Financial tool
FD Calculator
Plan your returns
Cumulative, non-cumulative or recurring — see what a deposit matures at.
FD Calculator
wealthandcovers.com · +91 99900 03062 · 16 Oct 2026
Your numbers
Move a slider — the result updates as you go.
For a recurring deposit, this is the monthly instalment.
Maturity amount
₹7.16 L
₹7,16,130
Interest earned
₹2.16 L
Principal
₹5.00 L
Effective annual yield
7.45%
₹5,00,000 deposited for 60 months at 7.25%, compounded Quarterly, matures at ₹7.16 L — ₹2.16 L of interest.
- Deposit interest is taxed at your slab rate. TDS applies above the prescribed threshold.
- Premature withdrawal usually carries a rate penalty. Check the specific deposit's terms.
This calculator is an illustration only. Actual figures depend on the product, provider and your profile at the time of purchase.
The number is the easy half
What to buy, in what order, and what to leave alone — that is the conversation worth having.