Senior Citizen Package
Age-appropriate, not age-generic
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Complete blood count
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Blood sugar
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Lipid profile
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Detailed kidney
Get Expert Guidance
What Our Plans Cover
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Complete blood count and full bioc...
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Blood sugar and HbA1c
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Lipid profile and cardiac assessme...
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Detailed kidney and liver function...
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Thyroid function tests
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Bone density assessment
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Vision and hearing screening
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Prostate assessment for men
Who Can Consider This Plan?
- Open to adults; some packages have minimum age requirements
- Fasting requirements met where specified
- Pregnancy disclosed, as some tests are contraindicated
- Existing conditions and medications declared before testing
- Referral for tests that require a clinical indication
What May Not Be Covered?
- Advanced imaging such as CT or MRI
- Specialist treatment arising from findings
- Cognitive assessment, unless specifically included
- Home care or nursing services
- Any diagnosis, which requires clinical assessment
Always check the policy wording before you commit.
Why Choose Wealth & Covers?
- Expert advice to choose the right plan
- Plans from leading health services companies
- Hassle-free process and documentation
- End-to-end support, including claim assistance
- Dedicated relationship manager
- Expert Guidance Personalised advice from experienced health services professionals.
- End-to-End Support From choosing the right plan to claim assistance, we are with you always.
- Claims Assistance Hassle-free claim support to ensure you get what you deserve.
- Transparent Process Clear information, easy documentation and a hassle-free experience.
Overview
A senior citizen package covers the general markers alongside assessment more relevant after sixty: kidney function in detail, bone density, vision and hearing, cardiac evaluation, and prostate assessment for men.
The emphasis differs from a younger person's check-up. Conditions such as reduced kidney function, osteoporosis, sensory decline and cardiac changes develop gradually with age, and detecting them early affects both treatment options and quality of life directly.
Medication review is frequently the most valuable element and the least advertised. Older adults commonly take several medicines prescribed by different doctors, and interactions and unnecessary continuation are a genuine and correctable source of harm.
Who should consider it
Adults over sixty as an annual assessment. Anyone managing chronic conditions such as diabetes or hypertension. Older adults taking multiple medications. Families arranging a parent's annual check-up.
Benefits
- Covers the conditions most relevant after sixty
- Detailed kidney function assessment, which matters with age and medication
- Bone density assessment for fracture risk
- Vision and hearing screening
- Cardiac evaluation appropriate to the age group
- Medication review, which is frequently the most valuable element
What is included, and what is not
Read the right-hand column first. It is the one that tends to surprise people later.
Included
- Complete blood count and full biochemistry
- Blood sugar and HbA1c
- Lipid profile and cardiac assessment including ECG
- Detailed kidney and liver function tests
- Thyroid function tests
- Bone density assessment
- Vision and hearing screening
- Prostate assessment for men, per clinical guidance
- Physician consultation including medication review
Not included
- Advanced imaging such as CT or MRI
- Specialist treatment arising from findings
- Cognitive assessment, unless specifically included
- Home care or nursing services
- Any diagnosis, which requires clinical assessment
Terms vary between providers and between plans from the same provider. The offer document you receive is what governs — we will walk you through it before you commit.
How it works with us
- 1 Package chosen against age, sex and history Depth should follow risk, not budget. A thirty-year-old and a sixty-year-old need different panels.
- 2 Booked at a partner centre or at home Home collection where the panel allows it; imaging and physical examination at a centre.
- 3 Preparation instructions sent in advance Fasting and medication timing. These are the most common reasons a test has to be repeated.
- 4 Testing and digital reporting Reports delivered digitally, typically within one to three days depending on the panel.
- 5 Doctor consultation to interpret A package produces data. What it means for you is a clinical judgement, and we arrange that consultation.
Important considerations
The things a brochure tends to leave out. Read these before you decide.
- Bring a complete list of current medications, including anything prescribed by other doctors and anything bought without prescription. The medication review is often where the most useful findings come from.
- Kidney function deserves particular attention after sixty, because it declines with age and affects how many common medicines should be dosed.
- Home sample collection is available for the blood panel, which reduces the time an older person spends at a centre.
- Bone density matters for fracture risk, and a fracture at this age has consequences well beyond the injury itself.
- Have someone accompany them if mobility or hearing makes a centre visit difficult. It also helps that a second person hears the consultation.
Documents required
- Identity proof for registration at the centre
- Age proof, where the package is age-specific
- Previous reports, for comparison
- List of current medications
- Insurance details, where the package is covered
- Referral, where specific tests require one
Frequently Asked Questions
What makes this different from a comprehensive package?
The emphasis. Kidney function is assessed in more detail, bone density and sensory screening are included, cardiac evaluation is more thorough, and prostate assessment is added for men. These reflect what actually changes and matters after sixty.
Why is medication review so important?
Because older adults commonly take several medicines prescribed by different doctors over time, and interactions, duplications and unnecessary continuation are a genuine and correctable source of harm. Bringing a complete list — including anything bought without prescription — makes this the most useful part of the visit.
Why the focus on kidney function?
Kidney function declines gradually with age and affects how many common medicines should be dosed. Detecting reduced function early changes prescribing decisions directly, which is why it warrants more detailed assessment in this age group.
Can the tests be done at home?
The blood panel usually can, which reduces the time spent at a centre. Bone density, imaging, ECG and the physical examination require a visit, so most packages combine home collection with one centre appointment.
Should someone accompany them?
It helps, particularly where mobility or hearing makes a visit difficult, and it means a second person hears the consultation. Details from a doctor's explanation are easy to lose, and having someone else present improves what actually gets acted on.
Want a shortlist instead of a catalogue?
Tell us the situation and an advisor comes back with two or three options that actually fit — and names what each one gives up.