Financial tool
Home Loan Calculator
Plan your EMI
Model a home loan across amount, rate and tenure — and see what shortening the term saves.
Home Loan Calculator
wealthandcovers.com · +91 99900 03062 · 16 Oct 2026
Your numbers
Move a slider — the result updates as you go.
Monthly EMI
₹43,391
₹43,391
Total interest payable
₹54.14 L
Total amount payable
₹1.04 Cr
Interest as % of principal
108.28%
A ₹50.00 L loan at 8.50% for 20 years works out to an EMI of ₹43,391. Over the full tenure you repay ₹1.04 Cr, of which ₹54.14 L is interest.
- Processing fees, insurance and statutory charges are not included.
- Shortening the tenure raises the EMI but cuts total interest sharply — try both.
EMI shown is indicative. The rate, tenure and eligibility finally offered are decided by the lender based on its credit policy and your profile.
The number is the easy half
What to buy, in what order, and what to leave alone — that is the conversation worth having.