Business Loan
Business Loans
Grow with confidence
Start-up Loans
Fuel your new idea
Loan for Professionals
Empower your practice
Loans for MSMEs
Support for small enterprises
Project Funding
Keep business running
Overdraft Facility
Cash when needed
Loans for Traders
Boost trading capital
Loans for Manufacturers
Finance your production
Loans for Machinery & Equipment
Upgrade your tools
Unsecured funding for an established business — assessed on cash flow, priced on vintage and conduct.
Funding the gap between paying suppliers and being paid — the most common cash squeeze in business.
Funding for registered MSMEs — where Udyam registration unlocks materially better terms.
Plan Today. Own Tomorrow.
More than Loans A Partner for Life
| Plan |
Business Loans
|
Project Funding
|
Loans for MSMEs
|
Overdraft Facility
|
|---|---|---|---|---|
| Best for | Grow with confidence | Keep business running | Support for small enterprises | Cash when needed |
| Interest from* | 13% | 11% | 10.5% | 11.5% |
| Rating | 4.3 | 4.4 | 4.4 | 4.3 |
| Details | View | View | View | View |
*Indicative starting figures; the final terms depend on your profile.
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Business vintage, turnover, margins, banking conduct and promoter credit scores. Of these, banking conduct is the one most within your control in the short term — six months of clean, consistent statements changes the pricing meaningfully.
Typically two to three weeks where documentation is complete, and faster with some digital lenders. Incomplete files are the main cause of delay, which is why preparing everything once is worth the effort.
Because there is no collateral. If you have property or securities to pledge, a secured facility will be several percentage points cheaper. Unsecured borrowing is the right answer when you have nothing to pledge or need the money faster than a mortgage can be created.
Considerably. Lenders reconcile them, and a mismatch raises questions that slow or stop the application. It is worth resolving the discrepancy before applying rather than explaining it afterwards.
Yes, interest on borrowing for business purposes is a deductible business expense. Keep the end-use documentation, particularly where the same promoters have personal borrowing too.
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