Wealth Solution
Home Purchase
The largest purchase most people make
Financing a home on terms you can carry for two decades.
Talk about home purchase
What you are actually trying to do
You want the right loan structure, not just the lowest advertised rate.
The risk if you do nothing
A home loan is a twenty-year commitment. Small differences in rate, tenure and prepayment terms compound into very large differences in total cost.
How we would approach it
Establish what you can service comfortably, not what you can borrow at maximum. Compare lenders on total cost and prepayment flexibility, and protect the loan with adequate cover.
What you get out of it
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Eligibility checked before an application touches your credit file
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Lenders compared on total cost, not headline rate
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Property and life cover matched to the outstanding loan
A goal is easier to advise on than a product
Tell us what you are trying to reach and by when. The shortlist falls out of that, not the other way round.