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Keyman Protection

When one person is the business

Cover for the loss of the individual a company cannot easily replace.

Talk about keyman protection

Your details are safe & confidential. We'll contact you only regarding your enquiry.

What you are actually trying to do

You want the company to have time and money to recover if a founder or critical employee is gone.

The risk if you do nothing

In a founder-led business, the death or disability of that person can end customer relationships, trigger loan recalls and stall the company at exactly the moment cash is scarcest.

How we would approach it

Size the cover to the profit genuinely attributable to that person and to the debt their absence would put at risk. The company owns the policy, pays the premium and receives the benefit.

What you get out of it

  • Cover sized on a defensible basis, not a round number

  • Correct ownership structure so the proceeds land where they should

  • Reassurance for lenders and investors

Products that do this job

Employee Benefit

Keyman Insurance

The core cover, owned by and payable to the company

Details

Employee Benefit

Employer-Employee Insurance

A structured arrangement with tax and succession advantages

Details

Term Insurance

Group Term Life

Extends a death benefit across the wider team

Details

Liability Insurance

Directors & Officers (D&O)

Protects the individuals making the decisions

Details

A goal is easier to advise on than a product

Tell us what you are trying to reach and by when. The shortlist falls out of that, not the other way round.

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Speak to an advisor

Good decisions begin with clarity.

Tell us where you are today. We’ll help you understand what matters, what may be missing, and what you can do next.

See the full picture
Understand what you already have and where it stands.
Find what's missing
Identify the gaps that could affect your family, wealth or business.
Know what to do next
Get practical guidance built around your priorities — not a product pitch.

No pressure. No obligation. Just a thoughtful conversation.

Let's Connect

Your details are safe & confidential. We'll contact you only regarding your enquiry.