Plan your investment
What Our Plans Cover
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Units in an unlisted property trus...
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Periodic distributions per the tru...
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Exposure to the trust's specific p...
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Reporting per the terms of the off...
Who Can Consider This Plan?
- Indian resident individual, HUF, trust or company
- NRIs, subject to the applicable investment routes
- A demat account and a trading account
- PAN and completed KYC
- Minimum investment as per the exchange lot size
What May Not Be Covered?
- Daily liquidity or a market price
- Exit before the permitted redemption windows
- Disclosure comparable to a listed trust
- Accessibility at retail ticket sizes
Always check the policy wording before you commit.
Why Choose Wealth & Covers?
- Expert advice to choose the right plan
- Plans from leading investments companies
- Hassle-free process and documentation
- End-to-end support, including claim assistance
- Dedicated relationship manager
- Expert Guidance Personalised advice from experienced investments professionals.
- End-to-End Support From choosing the right plan to claim assistance, we are with you always.
- Claims Assistance Hassle-free claim support to ensure you get what you deserve.
- Transparent Process Clear information, easy documentation and a hassle-free experience.
Overview
A private REIT is not listed on an exchange. Units are placed with a limited set of investors, there is no market price, and exit depends on the trust's own redemption arrangements or a secondary transaction.
The absence of a daily price is sometimes presented as an advantage — no volatility to react to. That is presentational rather than real. The underlying value moves in the same way; you simply cannot see it, and you cannot act on it either.
What is genuinely different is the illiquidity and the minimum. Private REITs are aimed at institutional and high net worth investors, with large minimum commitments and lock-in periods measured in years. For that reason they are not a substitute for a listed REIT for most investors.
Who should consider it
Institutional and high net worth investors with capital they can lock away for years. Investors seeking exposure to specific assets or strategies not available in listed vehicles.
Retail investors seeking commercial property exposure should use listed REITs, which offer the same asset class with liquidity, disclosure and far smaller minimums.
Benefits
- Access to specific assets or strategies not in listed vehicles
- No daily price movement to react to
- Potentially lower correlation with listed market sentiment
- Direct negotiation of terms in some structures
- Longer investment horizons permitting different strategies
What is included, and what is not
Read the right-hand column first. It is the one that tends to surprise people later.
Included
- Units in an unlisted property trust
- Periodic distributions per the trust terms
- Exposure to the trust's specific property portfolio
- Reporting per the terms of the offering
Not included
- Daily liquidity or a market price
- Exit before the permitted redemption windows
- Disclosure comparable to a listed trust
- Accessibility at retail ticket sizes
Terms vary between providers and between plans from the same provider. The offer document you receive is what governs — we will walk you through it before you commit.
How it works with us
- 1 We explain what a REIT actually is first Not a property purchase and not a fixed deposit. A listed security whose income comes from rent, and whose price moves with markets.
- 2 Distribution yield examined properly Yield alone is not the answer. The mix of rent, occupancy, lease expiries and debt is what tells you whether it is sustainable.
- 3 Allocation sized against your existing property exposure Most Indian households already hold a great deal of real estate. A REIT should complement that, not concentrate it further.
- 4 Purchase through the exchange REIT units trade like shares and settle into your demat account. The mechanics are simple; the analysis is where the work is.
- 5 Distributions tracked and taxed correctly REIT distributions have several components with different tax treatments. We make sure they are reported properly.
Important considerations
The things a brochure tends to leave out. Read these before you decide.
- The absence of a visible price is not the absence of price movement. Value changes whether or not you can see it, and you cannot act on it either.
- Understand the exit mechanism precisely before committing. Redemption windows, notice periods and any gating provisions determine whether you can get out at all.
- Valuations are periodic and prepared by appointed valuers rather than set by a market. That is a different kind of number from a traded price.
- The minimum commitment and lock-in are substantial. This is genuinely long-term capital.
- For most investors the listed alternative provides the same asset class with liquidity, richer disclosure and a fraction of the minimum.
Documents required
- PAN card
- Aadhaar or other identity proof
- Address proof
- Demat account details
- Bank account proof for distribution credit
- Completed KYC with the broker
Frequently Asked Questions
Is the absence of daily pricing an advantage?
It is presented that way and it is mostly presentational. The value of the underlying property changes regardless of whether a price is quoted; not seeing it does not make it stable. What you lose alongside the volatility is the ability to act.
How do I exit a private REIT?
Through the trust's redemption arrangements, where they exist, or a secondary transaction. Both are constrained. Understanding the exit mechanism — windows, notice periods, gating — before committing is more important than in any listed investment.
Why are the minimums so high?
Because these vehicles are structured for institutional and high net worth investors rather than retail. The high minimum is part of the regulatory and commercial design, not an obstacle to be worked around.
How is the value determined?
By periodic valuation from appointed valuers rather than by a market. That is a professional estimate rather than a price at which someone has actually transacted, and the two can differ meaningfully.
Should I choose this over a listed REIT?
For most investors, no. A listed REIT offers the same asset class with daily liquidity, quarterly disclosure and a minimum measured in thousands rather than lakhs. Private structures earn their place where you specifically want an asset or strategy unavailable in listed form and can genuinely lock the capital away.
Want a shortlist instead of a catalogue?
Tell us the situation and an advisor comes back with two or three options that actually fit — and names what each one gives up.