Financial tool
Retirement Calculator
The number you are working towards
Find the corpus your retirement will cost at tomorrow’s prices, and what to invest monthly to get there.
Retirement Calculator
wealthandcovers.com · +91 99900 03062 · 16 Oct 2026
Your numbers
Move a slider — the result updates as you go.
Portfolios usually shift to safer assets at retirement, so this is lower than the pre-retirement figure.
Corpus required at retirement
₹6.85 Cr
₹6,85,33,257
Monthly investment needed
₹22,677
Your savings will grow to
₹2.55 Cr
Monthly expense at retirement
₹2.58 L
Spending ₹60,000 a month today becomes ₹2.58 L a month by age 60 at 6.0% inflation. Funding 25 years of that costs about ₹6.85 Cr. Your current savings grow to ₹2.55 Cr, leaving ₹4.30 Cr to build — about ₹22,677 a month from now until retirement.
- Medical costs inflate faster than general prices — a separate health cover is not optional at these ages.
- EPF, NPS and gratuity balances count towards the savings figure. Include them.
Market-linked investments carry market risk. Returns shown are illustrative projections based on the rate you entered — they are neither assured nor guaranteed. Past performance does not indicate future results. Read all scheme-related documents carefully.
The number is the easy half
What to buy, in what order, and what to leave alone — that is the conversation worth having.