Basic Package
The essentials, done properly
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Complete blood count
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Fasting blood sugar
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Lipid profile
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Basic liver function
Get Expert Guidance
What Our Plans Cover
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Complete blood count
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Fasting blood sugar
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Lipid profile
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Basic liver function tests
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Basic kidney function tests
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Urine routine examination
Who Can Consider This Plan?
- Open to adults; some packages have minimum age requirements
- Fasting requirements met where specified
- Pregnancy disclosed, as some tests are contraindicated
- Existing conditions and medications declared before testing
- Referral for tests that require a clinical indication
What May Not Be Covered?
- Imaging of any kind
- Thyroid function, on most basic panels
- Cardiac assessment beyond the lipid profile
- Vitamin and mineral levels
- Cancer markers and specialist tests
Always check the policy wording before you commit.
Why Choose Wealth & Covers?
- Expert advice to choose the right plan
- Plans from leading health services companies
- Hassle-free process and documentation
- End-to-end support, including claim assistance
- Dedicated relationship manager
- Expert Guidance Personalised advice from experienced health services professionals.
- End-to-End Support From choosing the right plan to claim assistance, we are with you always.
- Claims Assistance Hassle-free claim support to ensure you get what you deserve.
- Transparent Process Clear information, easy documentation and a hassle-free experience.
Overview
A basic health package covers the core markers used in routine assessment: blood counts, blood sugar, lipid profile, and basic liver and kidney function. It is the minimum useful annual screening for a healthy adult.
Its purpose is to catch the common and consequential conditions that develop silently — diabetes, high cholesterol, anaemia, early kidney or liver changes. Those account for a substantial share of what routine screening actually finds.
It is deliberately narrow. A basic package does not include imaging, cardiac assessment beyond the lipid profile, or specialist markers, and a normal result covers only what was tested. For anyone with risk factors or symptoms, a broader panel or a doctor's assessment is the right starting point.
Who should consider it
Healthy adults under forty establishing an annual baseline. Anyone who has not had a check-up recently and wants a starting point. People with no known risk factors or family history.
Benefits
- Covers the markers most commonly abnormal in routine screening
- Inexpensive enough to repeat annually without hesitation
- Home sample collection available
- Quick reporting, usually within a day
- Establishes a baseline for comparison in future years
- Doctor consultation included at most centres
What is included, and what is not
Read the right-hand column first. It is the one that tends to surprise people later.
Included
- Complete blood count
- Fasting blood sugar
- Lipid profile
- Basic liver function tests
- Basic kidney function tests
- Urine routine examination
Not included
- Imaging of any kind
- Thyroid function, on most basic panels
- Cardiac assessment beyond the lipid profile
- Vitamin and mineral levels
- Cancer markers and specialist tests
- Any diagnosis, which requires clinical assessment
Terms vary between providers and between plans from the same provider. The offer document you receive is what governs — we will walk you through it before you commit.
How it works with us
- 1 Package chosen against age, sex and history Depth should follow risk, not budget. A thirty-year-old and a sixty-year-old need different panels.
- 2 Booked at a partner centre or at home Home collection where the panel allows it; imaging and physical examination at a centre.
- 3 Preparation instructions sent in advance Fasting and medication timing. These are the most common reasons a test has to be repeated.
- 4 Testing and digital reporting Reports delivered digitally, typically within one to three days depending on the panel.
- 5 Doctor consultation to interpret A package produces data. What it means for you is a clinical judgement, and we arrange that consultation.
Important considerations
The things a brochure tends to leave out. Read these before you decide.
- This is a baseline, not a comprehensive assessment. A normal result covers the markers tested and nothing beyond them.
- If you have risk factors, a family history or any symptoms, start with a doctor rather than a basic panel.
- Fasting instructions apply. Blood sugar and lipid results are directly affected by recent food.
- Keep the report. The trend across years is more useful than any single set of values.
- Have a doctor read it. Values slightly outside a reference range are common and usually need context rather than action.
Documents required
- Identity proof for registration at the centre
- Age proof, where the package is age-specific
- Previous reports, for comparison
- List of current medications
- Insurance details, where the package is covered
- Referral, where specific tests require one
Frequently Asked Questions
Is a basic package enough?
For a healthy adult under forty with no risk factors or family history, it covers the markers most commonly found abnormal in routine screening. It is deliberately narrow, and a normal result tells you about what was tested rather than about your health generally.
What is not included?
Imaging, thyroid function on most panels, vitamin levels, cardiac assessment beyond the lipid profile, and any specialist markers. If you want those, a comprehensive package is the right starting point.
Do I need to fast?
Yes, typically eight to twelve hours with water permitted. Blood sugar and lipid results are directly affected by recent food, and incorrect fasting is the most common reason results have to be repeated.
How often should I repeat it?
Annually is reasonable for most healthy adults, and the value increases with repetition — a trend across several years is considerably more informative than a single set of values.
Should a doctor read the report?
Yes. Values slightly outside a reference range are common and usually need context rather than action, and interpreting a report alone produces unnecessary alarm as often as false reassurance.
Want a shortlist instead of a catalogue?
Tell us the situation and an advisor comes back with two or three options that actually fit — and names what each one gives up.