Life Insurance
Child's Future Plans
Secure dreams, grow their future
Retirement Income Plans
Relax, your income continues
Annuity Plans
One-time investment, lifetime income
Whole Life Plans
Lifelong protection, lasting legacy
High Return Plans
Aim high, earn higher
Money Back Plans
Regular payouts, reliable growth
Endowment Plans
Save today, celebrate tomorrow
Investment for NRIs
Stay global, grow in India
Tax Saving Investments
Save tax, build your wealth
Guaranteed Return Plans
Assured returns, secured future
Unit Linked Insurance Plans (ULIPs)
Invest smart, protect your tomorrow
Rupee-denominated insurance investments for non-residents — with the currency question addressed honestly.
Accumulate now, draw a defined income later — certainty bought at the cost of return.
A lump sum converted into income for life — the only instrument that removes longevity risk entirely.
Today Protected. Tomorrow Stronger.
More than Policies A Partner for Life
| Plan |
Investment for NRIs
|
Retirement Income Plans
|
Annuity Plans
|
Endowment Plans
|
|---|---|---|---|---|
| Best for | Stay global, grow in India | Relax, your income continues | One-time investment, lifetime income | Save today, celebrate tomorrow |
| Premium from* | ₹1,00,000 | ₹60,000 | ₹5,00,000 | ₹35,000 |
| Rating | 4.1 | 4.1 | 4.3 | 4.0 |
| Details | View | View | View | View |
*Indicative starting figures; the final terms depend on your profile.
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Generally yes, and without limit, where the premium was paid from an NRE account. Where the premium came from an NRO account, repatriation is subject to the applicable annual limits and procedures. Fund the policy from the right account at the outset — it is difficult to fix afterwards.
No, and this is the point most often missed. A rupee return has to overcome any depreciation against your home currency before it earns you anything in real terms. Always run the comparison in the currency your expenses are actually in.
Only against Indian taxable income. If you have none, the deduction has no value to you, and the tax argument for these products falls away entirely.
The contract continues unchanged. For someone planning to return, that continuity — and the rupee denomination — is often the strongest reason to hold these products in the first place.
Most, though insurers restrict certain products and certain countries of residence. Confirm acceptance for your specific jurisdiction before beginning medicals rather than after.
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