Wealth Solution
Liability Protection
When somebody claims against you
Cover for third-party claims against a business, its products or its people.
Talk about liability protection
What you are actually trying to do
You want a claim to be defended and paid by an insurer rather than out of working capital.
The risk if you do nothing
Defence costs alone can be substantial, and they often start before anyone establishes whether you were at fault. Without cover, that comes straight off the balance sheet.
How we would approach it
Identify who could realistically claim against you — the public, customers, employees, shareholders — and cover each route with a limit that includes defence costs sensibly.
What you get out of it
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Limits set against realistic claim scenarios
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Clarity on whether defence costs sit inside or outside the limit
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Continuity on claims-made policies, so past work stays covered
A goal is easier to advise on than a product
Tell us what you are trying to reach and by when. The shortlist falls out of that, not the other way round.